Bring your debts together with clear, practical advice to make your finances easier to manage.
Juggling multiple loans and credit card repayments can quickly become difficult to keep track of. Debt consolidation could bring them together into one easier-to-manage monthly payment.
At Octagon Finance, we’ll help you understand your options and find out whether a debt consolidation loan could work for your circumstances.
One payment. A little less to juggle.
Managing several repayments each month can be stressful, especially when they all have different rates, terms and payment dates.
A debt consolidation loan could allow you to combine multiple loans or credit card balances into one monthly payment. We’ll take the time to understand your situation and explain your options clearly, so you can make an informed decision.
Clear advice when you need it.
There’s no one-size-fits-all answer when it comes to debt consolidation. We’ll look at your existing borrowing and help you understand whether consolidating your debts could make sense for you.
We’ll explain the costs, repayments and options in plain English, with no judgement and no unnecessary jargon. To give you an accurate picture, we’ll ask you to provide details of your current loans and credit cards.
Ready to talk things through?
If you're considering debt consolidation, come and speak to the team at Octagon Finance. Pop into our office at 3 Mulcaster Street, St Helier, or give us a call on 01534 744900.
Prefer to start online? Fill out our simple, fuss-free form and we'll help you understand your debt consolidation options.
Tell us about your current borrowing using our simple form, and we’ll help you understand your debt consolidation options.
Got questions? We've got answers.
Debt consolidation involves combining multiple debts, such as loans or credit card balances, into one new loan with a single monthly repayment. Depending on your circumstances, this could make your repayments easier to manage.
It can, but it isn't guaranteed. A lower monthly payment could mean paying more interest over a longer term, so it's important to look at the overall cost of the loan. We'll help you understand the figures before you make a decision.
Depending on the lender and your circumstances, you may be able to consolidate different loans and credit card balances into one loan. We'll look at your existing borrowing and explain what options may be available.
It could, depending on the amount you owe, the interest rate and the repayment term. A longer loan term may reduce your monthly payment but could increase the total amount you repay, so we'll help you understand the difference.
The first step is to speak to the team at Octagon Finance. Bring details of your current loans and credit cards, or get in touch online, and we'll help you understand your options based on your circumstances.
Whatever you're looking to achieve, our experienced team can help you explore your options and find the right way forward.
